Tide

For companies of all shapes and sizes

Freelancers
Straightforward business current accounts at no monthly cost to get started for sole traders, consultants and contractors

Small businesses
Limited companies save time with accounting integration, invoicing directly from the app and Expense Cards for easy expense management

Scaling businesses
Upgrade to our Plus or Premium memberships when your business needs more support and enjoy exclusive perks

Account plans that scale with your business

Our mission is to save small businesses time and money. That’s why we offer a free business bank account with no monthly fee. Choose the plan that’s right for you now and upgrade any time as your business grows.

Register your limited company and open a Tide account all in one go

It’s FREE
We pay the incorporation fee on your behalf and give you a free business account.

It’s fast
Apply within minutes and get set up all in one go.

It’s safe
We’re an approved formation agent with a secure Companies House integration, so you’re in good hands.

More than just an account

Our business current account is packed with features which save you time and money

Auto-categorisation
We automatically tag your income and spending. Customise the labels to suit your company.

Easy expenses
Upload receipts, auto-match them to transactions, add a note if you like and it’s all stored digitally.


Sync with accountancy software

Link your account to software like Xero, QuickBooks, Sage and more.

Send, pay and track invoices
No need for a separate system, keep on top of your invoices directly in our app.

Easy account access

Desktop access
Manage your finances in a way that works for you, whether it’s in the palm of your hand, or from your computer.

Read access for your team
Invite business partners, colleagues or your accountant to view and download transactions.

Export CSV files
Download all your payments, attachments and notes, then upload them to any accounting software.

Sync up with your accounting software
Forget uploading CSVs – connect your account to Xero, QuickBooks, FreeAgent, Sage, KashFlow and Reckon.

Contactless Mastercard

We’ve made it easy to manage your Tide card so you stay in control.

Free business Mastercard
Spend on your card in the UK and abroad with no fees and no commission. (Getting cash from an ATM costs £1 and some machines might charge an extra fee.)

Instant card management
Stay in control from anywhere. Use the app to freeze, unfreeze, or cancel and re-order your card.

Company expense cards
Order up to 50 Tide Expense Cards for your team and keep track of who’s spending what. Set up sub-accounts to ringfence money for expenses.

Use everywhere
Spend in shops, buy online and withdraw cash worldwide wherever Mastercard is accepted.

Plus everything else you might need

Rapid setup
Get a sort code and account number in minutes.

Protected and trusted
We’re fully authorised and regulated by the FCA.

In-app support
Our Member Support team are available to help 24/7, 365.

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“It was simple, I signed up and it was a piece of cake. One of the best things we did at an early stage, with no sign up fees. It was perfect.”

Vicki
Two Girls Co